At Cedar Wealth Planning we provide you with solutions that will make a difference both to you and your family by reducing the cost of your child’s schooling.
All parents aspire to give their children the best education they can possibly afford, but the reality is that the fees of top schools can be daunting to consider. These fees often prove unachievable for many parents, yet it doesn’t need to be this way.
At Cedar Wealth Planning, there is no stone left unturned in order for us to provide solutions which make differences to both you and your family. We can assist you to reduce the cost of your child’s education, whilst also allowing you to free up cash you can invest into other projects or to spend within other areas of your life.
Our network of Independent Financial Advisers have decades of experience in ensuring you make the most of your hard-earned money and our long-term plans can help you meet the challenge of funding school fees for years to come.
Our approach will ensure you pay school fees in the most tax-efficient manner possible, saving you valuable money which can often be the deciding factor in whether or not to choose a fee-paying school over state education. Tax paid is not deductible from school fees payment directly, but we are in a position to help you pay fees from your tax savings.
Cedar Wealth Planning’s combined experience and knowledgeable resources are used to help create a personalised structured school fee plan for you which will maximise your current income and savings whilst freeing up money for you to spend elsewhere.
Our plan will give you the comfort of knowing your school fees objectives can be achieved, taking away any unwanted financial stress.
School fees pension plan
Cedar Wealth Planning’s personally tailored school fees pension strategy allows for a much larger pension fund to built whilst also paying off any money you have borrowed for fees. The additional tax relief received could even exceed that of the original cost of the school fees.
Higher rate tax strategy
Cedar Wealth Planning’s carefully considered tax planning strategies allow for high-earning individuals to take advantage of the Government-approved investments which qualify for significant tax relief.
Investments and deposits
By investing in assets that produce little or no taxable income we can help to lower your overall tax bill, for example, investments which are subject to Capital Gains Tax rather than Income Tax.
Trust planning
Capital provided by a grandparent can be treated as the child’s income, making the most of each child’s personal Income Tax allowance. Capital gains can also be used, enabling each child’s annual Capital Gains Tax exemption to be utilised.
It is also possible for business owners to pay school fees through their limited company and enjoy significant tax savings.
The Financial Conduct Authority does not regulate taxation and trust advice.
Contact Cedar Wealth Planning about School Fees Planning
Call us on 0121 411 0488 or email us using the form below:
Cedar Wealth Planning is an appointed representative of Elevation Wealth Management Ltd, who are authorised and regulated by the Financial Conduct Authority.
Cedar Wealth Planning are registered in England & Wales No. 08563260. Registered Address: The Greenhouse, 106-108 Ashbourne Road, Derby, DE22 3AG. We are entered on the Financial Services Register No.709438 at www.register.fca.org.uk. The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR. Tel: 0800 023 4567 or 0300 123 9 123 or www.financial-ombudsman.org.uk.
All calls to and from our landlines are recorded to meet regulatory requirements.
Some of the possible solutions are high in investment risk and will not be suitable for everyone. We would provide detailed recommendations to help you in this regard. Paying fees through a Limited Company have some complicated rules and may not be appropriate for all firms. Levels, bases of any reliefs from taxation may be subject to change and their value depends on the individual circumstances of the investor. The value of an investment can go down as well as up. Past performance is not a guide to future performance.