We provide the personally tailored
solutions you require

We provide a fully holistic independent approach to corporate financial planning at Cedar. Our team have personal experience of establishing, running and selling businesses. We intend to bring our expert experience and area information to increase the value of what you are hoping to accomplish.

  • Managing and mitigating income & corporation tax;
  • Finance for operational use, acquisition or restructuring needs;
  • Financial protection for the business against death or incapacity of key people;
  • Pensions tailored around the company set up & objectives;
  • Pensions for employees;
  • Advice on selling or retiring from your business;


Our primary goal will be to fully understand you and your business objectives. Setting aside time to become more acquainted with one another in this manner builds trust and encourages us to establish a long-term relationship.


Cedar will examine the level of any ongoing service you would like, to guarantee that whatever choices you have made stay suitable and keep on meeting your objectives. Whatever your requirements, your IFA, along with our chosen strategic partners, will give our best efforts to fulfil them and will agree with you at outset what you can expect and when.

The following are all areas in which we, together with our strategic partners, have expertise and can provide the bespoke solutions you require.


At the basic level, employee benefits are the way the business rewards its workers for the performance of their obligations, and are a major running expense of the business. They can and should, however, be much more than this; supporting the business objectives of the business by encouraging the conduct and qualities that it needs in its workers to be successful. If it can be provide these benefits at a lower cost to the business than the apparent incentive to the workers, so much the better.


In recent years provisions have been introduced by the government to both increase the appeal of share incentive schemes, to compensate and hold staff, and to limit their effectiveness.  Think carefully the options and the requirements of the business.


Many owner-managed businesses will create funds on account through effective trading and unspent or un-invested profits. Such finances will regularly be left on deposit similarly as the owners’ very own excess assets, introducing a wellspring of solace for the business  owners to aid business cash flow and avoid the need for borrowing.


All businesses, sooner or later, will need to raise money. For a sole trader this will fundamentally be personal capital, or borrowing. For partnerships this will usually be as equity participation from the partners. For organisations, it will usually be by means of share of loan capital. These are not, be that as it may, the only sources.


Succession planning means various things to different people. Whatever it means to you, it will definitely be critical to the drawn out accomplishment of your business. Just a single third of privately-run companies survive to the second generation and only one in ten are transferred to generations beyond this (source: CBI, 2011). Whether the succession means retention of shares beyond retirement, gifting shares to the next generation, or a management buyout, preparation is the key.

“We will work with you to identify the potential risks to achieving financial independence for you and your family and, more importantly, how to mitigate these.”


While considering selling or exiting your business, it is in every case best to prepare as far in advance as possible. Close assessment of your business, to comprehend its characteristics as well as the areas where you could improve activities, can positively impact the value you receive.


The choices you make immediately preceding and after you exit will be essential in deciding the success of your post-exit wealth plan: how best to invest the returns from the fruits of your labour.


It is fundamental to build and maintain an investment portfolio  that is well diversified across asset types, business areas and countries; and in addition, across fund managers. Since past performance is no guarantee or guide of future success, don’t put your money in the possession of any single group of investment managers just because they have done well recently.

The value of investments can go down as well as up and you may get back less than the amount invested.

The Financial Conduct Authority does not regulate Taxation, Trust advice or Commercial lending.


Cedar specialises in face-to-face financial management advice for businesses…

The Financial Conduct Authority does not regulate Taxation or Trust advice or commercial lending.

Cedar Wealth Planning is an appointed representative of Elevation Wealth Management Ltd, who are authorised and regulated by the Financial Conduct Authority.

Cedar Wealth Planning are registered in England & Wales No. 08563260. Registered Address: The Greenhouse, 106-108 Ashbourne Road, Derby, DE22 3AG. We are entered on the Financial Services Register No.709438 at www.register.fca.org.uk. The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR. Tel: 0800 023 4567 or 0300 123 9 123 or www.financial-ombudsman.org.uk.

All calls to and from our landlines are recorded to meet regulatory requirements.